A Financial Plan To Help You Retire Well.
You’ve Paid Taxes Your Whole Life. Retire Tax Free.
Our retirement planning services are built completely around your goals, concerns, requirements, and dreams. When we meet with clients one of the biggest hot buttons that always comes up is taxes. Building a tax free retirement is also an aspiration many clients have, and when considering the fact that 401ks, IRA’s, Annuities and even Social Security all create taxable income, it makes sense that many of our clients choose this as a goal.
There are many ways that building a tax free retirement income stream can benefit your overall tax picture and is a corner piece of our wealth management services.
Why Hire Palma Financial
Unique Strategies The Wealthy Use Are Available To You
How Will Palma Financial Services Help Me Retire?
Here are some of the areas in which we can help:
IRA’s and 401k’s
The IRA/401k is many times the foundation of a retirement savings plan. By contributing to an IRA/401k you are getting tax deductions now and building a nest egg for later.
Tax Free Income
Believe it or not, there are many ways to build tax free retirement income and we have every tool available for our clients. Tax free income can also lower your tax bracket, reducing overall taxes.
Your risk appetite will directly impact the portfolio that we build and the type of risks we take as we aim toward helping you retire. We will never put you in unsuitable investments.
Protecting what you’ve accumulated through your life is just as important as growing it. If something unexpected were to happen, how does this affect your retirement plan? My clients don’t worry.
Many of my clients would like to leave a legacy behind as part of their retirement plan. We help ensure that the impacts of their decisions benefit others for generations to come.
Our wealth management services are built around your entire financial picture, giving us a clear indication of how to proceed going forward with the highest chance of hitting your retirement goals.
"I've had many different retirement plans over the years, many of which were decent, many of which were terrible. When I called Palma Financial, I figured it would be just another broker looking to push investments. I am pleased to say, Miguel proved me wrong. His meticulous planning and holistic approach to recommendations, and his strict adherence to ethical and fiduciary standards meant I was dealing with someone head and shoulders above the rest."